Whether your concerns include financial security for your family, achieving investment and retirement goals, or maximizing the transfer of wealth to future generations, we can help you develop a strategy to work toward meeting your objectives.
Our comprehensive estate analysis includes an examination of your assets and liabilities, sources of income, trusts*, wills*, and gifting programs to assist in developing a financial strategy to maximize the transfer of your personal wealth and reduce the impact of income and estate taxes. A plan for charitable giving can be incorporated into this strategy.
*Associates of Cremerius Wealth Management do not provide legal advice.
Using an in-depth financial needs analysis process, we will work with you to establish and implement a comprehensive plan designed to provide you and your family with a means to achieve financial security.
Professional Investment Management
Our fee-based investment management services are based upon a comprehensive analysis of your needs and objectives. We recognize that investment needs and objectives vary according to each family's personal circumstances and time horizons. Our evaluation process helps us determine your risk tolerance and develop an investment strategy appropriate for you. Our investment philosophy is explained further on the PHILOSOPHY page.
Other Services: Insurance Analysis and Planning, Pension Maximization Strategies, Planning for Required Minimum Distributions from Qualified Plans and IRAs, Qualified Plan Rollovers. See our affiliate PRUDENT Insurance & Annuity Review for additional services.